Thank you for choosing Yunite ("the Company") as your preferred financial services provider. This Privacy Policy outlines how we collect, use, and protect your personal information in accordance with the Nigerian Data Protection Act and our commitment to ensuring your privacy. Please read this policy carefully to understand our practices regarding your data. The term "personal information" encompasses any information that qualifies as personal under the applicable legislation. In this policy, "Yunite Technologies" pertains to Yunite Technologies, a technology company that offers financial services for Couples in Africa, duly registered under the laws of the Federal Republic of Nigeria having its registered office in Abuja, Nigeria. The policy applies to the processing of personal information of various individuals, including registered users of Yunite Technologies services (as provided in our terms of use Privacy Policy), parties who are interested in the services provided by Yunite Technologies who provide their personal information, website/application visitors, and individuals who communicate with us through any channel or contact point.
We are dedicated to protecting your data collected at any point of interaction with us. Our Privacy Policy describes what personal data we collect, what we do with it and how we protect it. This Privacy policy (with our Terms and Conditions) highlights the basis on which any personal data we collect from you, or that you provide to us, will be processed by us. Please review this Policy to know our practices regarding your personal data and how we process it. Do note by visiting our website, applications and our other customer access points, you accept and consent to the practices described in this policy.
The policy may be amended periodically to align with changes required by legislation or our business operations. It is important to review the policy for any such changes whenever you visit our channels. The updated version of the policy supersedes and replaces all previous versions. We will notify you when any changes to our privacy policy have been made. We also encourage you to check this page from time to time for updates to this policy. Contact Us If you have any questions, concerns, or suggestions regarding our Privacy Policy support@yunite.co . By engaging with us on any of our contact points, you agree to the terms of this policy.
Yunite Technologies aims to protect personal information by implementing reasonable internal technical and organizational security measures. These measures aim to prevent loss, damage, unauthorized access, disclosure, modification, or destruction of personal data. However, please note that transmitting information online is done at your own risk. It is your responsibility to ensure the use of a secure computer or electronic device when entering personal information online. While we store received personal information in secure environments such as protected data centers on secured servers, it is essential to acknowledge that the internet is an open system and information transmission over the internet is not entirely secure. Hence, it is crucial to use a secure and trusted internet connection. In consonance with our Terms of Use, it is your responsibility to protect the privacy of your account and password, as well as to control who has access to your computer or other devices so that no one else can access your account without your permission. You acknowledge that you are accountable for all actions taken using your account or password. If you have any reason to think that someone else knows your password or if you suspect that it is being used in an unauthorized way, you should take all necessary precautions to keep it private and secure. You should also notify Yunite Technologies right away. If You do not abide by this part, Yunite Technologies cannot and will not be held responsible for any loss or harm that results.
We, as a company, have access to the personal information provided by users. However, we do not have access to the government-issued data except as required by the partnering banks for processing and compliance with CBN regulations.
The following parties may have access to your data:
You have specific rights concerning your personal information, subject to the provisions of the applicable Nigerian Data Protection Act. These rights include:
If you have previously provided consent for the processing of your personal information, you may also withdraw your consent. However, we may continue to process or store your personal information if there is another legal justification for such processing or storage.
We retain personal information in accordance with required retention periods or for legitimate business purposes. We only retain personal information for the explicit purposes stated in this policy. We retain your data for as long as is necessary for the purpose(s) that it was collected. Storage of your data is also determined by legal, regulatory, administrative or operational requirements. We only retain information that allows us comply with legal and regulatory requests for certain data, meet business and audit requirements, respond to complaints and queries, or address disputes or claims that may arise. Data which is not retained is securely destroyed when it is identified that is no longer needed for the purposes for which it was collected De-identified information may be kept indefinitely for statistical purposes.
To ensure the accuracy and currency of your personal information, you can request corrections or removal of any inaccurate data by contacting us at support@yunite.co . Additionally, it is important to promptly inform us of any updates to your personal information. You also have the right to request access to the personal information we hold about you, subject to applicable laws and verification of your identity. Please contact us at support@yunite.co to make such requests, which may be subject to a fee.
We collect and process various categories of personal information, including general personal details, contact information, identity information, data usage, demographic information, cookies and device information, and consent records. The government-issued information, including BVN and identity cards, is sent to our Identity Verification Company (IdentityPass by Prembly) and our partnering banks (Bloc) for the purpose of verification and processing as required by the Central Bank of Nigeria (CBN).
We collect information through direct communication and registration at any of our contact points, third-party sources with contractual relationships, public sources including social media, and through the use of cookies and similar technologies.
We typically use personal information for the following purposes of performing agreements, internal recordkeeping, business operations, marketing communications, audits and fraud prevention, market research and analysis, administrative processes, compliance with legal obligations, sharing information within the Yunite Technologies partners, and other legitimate business operations and purposes permitted by law. Our aim is to process personal information adequately, relevantly, and not excessively, considering the specified purposes of use.
If you qualify as a registered user or have opted into our mailing list, we may market to you with products or services that we think may be of interest to you. If you don’t want to receive such promotional materials from us, you can opt out at any time by sending an email to support@yunite.co
We utilize cookies on our website to improve user experience, collect statistical data, and estimate audience size and usage patterns. By using our website, you consent to the use of cookies. You can configure your web browser to refuse cookies, but this may limit your access and functionality on the website. Please note that third parties may also use cookies, and we are not responsible for those cookies.
We keep personal information confidential and only share it for the purposes outlined in this policy or with your consent. We may share information with trusted third parties who provide services on our behalf, within our group of partners, for regulatory and reporting purposes, or in the event of selling or transferring a portion of our business. We ensure that such sharing is done on a need-to-know basis, subject to contracts that maintain the security and specified purposes of personal information use.
We use the following third-party apps:Bloc is directly integrated with Banc Corp Microfinance Bank, and they own a banking license allowing them to offer fully proprietary virtual accounts and transfer infrastructure to their customers. Banc Corp MFB is also directly integrated with the Nigeria Inter-Bank Settlement System (NIBSS) infrastructure. All financial products offered by Bloc are licensed and compliant with the rules and regulations of the Central Bank of Nigeria (CBN).
In the event of a security breach or concerns regarding our privacy practices, please notify us at support@yunite.co . We will report any security breaches to the appropriate regulatory bodies and individuals or companies involved. Questions, comments and requests regarding this privacy policy are welcomed and should be addressed to support@yunite.co